PropertyKanguru Toolkit

Australia purchase costs

FIRB fees, stamp duty, foreign buyer surcharges and your payment timeline for buying a new home in Australia as a foreign buyer. Updated with 2026-27 rates.

Your purchase

For foreign buyers (not Australian citizens, permanent residents or eligible New Zealand citizens). All amounts in Australian dollars.

State or territory

Property type

Purchase price (A$)

Deposit (% of price)

Contract date

Expected settlement date

FIRB

The developer holds a FIRB new dwelling exemption certificate for this project (ask the developer or check the contract). If so, you don't apply or pay a FIRB fee yourself.

WA off-the-plan concession

Strata, survey-strata or community title dwelling, with house and land bought in one contract

Building stage when you sign

Other costs

Legal or settlement agent fees (estimate)

Foreign buyer rates at a glance (2026-27)

State	Foreign buyer surcharge
NSW	9%
VIC	8%
QLD	8%
TAS	8%
WA	7%
SA	7%
ACT	None on duty
NT	None

FIRB fee, new dwelling or vacant land	2026-27
Under A$75,000	A$4,600
A$1 million or less	A$15,600
A$2 million or less	A$31,300
A$3 million or less	A$62,600
Each further A$1 million	+A$31,300
More than A$40 million	A$1,245,500

Surcharges are charged on the full dutiable value, on top of normal transfer duty. FIRB fees apply to applications from 1 July 2026 to 30 June 2027 and are indexed every 1 July. Foreign persons are banned from buying established homes from 1 April 2025 to 30 June 2029, with limited exceptions.